Rental Loans
Long-term financing built for buy-and-hold rental investors who want stable, predictable payments and the ability to cash out equity as portfolios grow. A flexible alternative to conventional investment mortgages.
What's included
- 30-year amortization keeps payments low
- Cash-out refinance to unlock portfolio equity
- Entity-friendly — close in an LLC
- No personal income documentation required
- Loans from $300K to $3M+
- Fixed and ARM options available
Ideal for
- Buy-and-hold investors building long-term wealth
- Investors consolidating or cashing out equity
- Landlords financing 1-4 unit residential rentals
The Rental Loans process
A streamlined path from request to funding — built for speed and clarity.
Submit Request
Tell us about the property, rents, and your goal.
Underwrite
We review rent comps, value, and loan metrics.
Term Sheet
Get pricing and terms within 24-48 hours.
Close & Fund
Appraisal, title, and funding in 10-20 days.
Common questions
How is this different from a DSCR loan?
Rental loans emphasize long-term hold stability and cash-out flexibility; DSCR loans emphasize qualifying on coverage ratio. We'll match you to the right program.
Can I finance multiple properties at once?
Yes — we support portfolio loans and blanket mortgages for qualifying investors.
Are there prepayment penalties?
Some programs carry a step-down prepay; others have none. We'll structure it around your exit strategy.